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Resources

Need help with an existing client or a new prospect? Confused on Healthcare Reform or the basics of Medicare Planning? Nester Insurance has provided a high level resource area for you to browse at your convenience. It covers broker service opportunities, basic compliance issues, and deadlines facing employers and individuals.

Healthcare Reform

ACA Penalty Chart

  • 2014: Penalty is $95 per adult and $47.50 per child (up to $285 for a family) or 1.0% of family income, whichever is greater.
  • 2015: Penalty is $325 per adult and $162.50 per child (up to $975 for a family) or 2.0% of family income, whichever is greater.
  • 2016: Penalty is $695 per adult and $347.50 per child (up to $2,085 for a family) or 2.5% of family income, whichever is greater.

Are you confused about Open Enrollment and ACA Healthcare Reform? We are here to review your unique situation and offer the best products at the best prices. Please feel free to utilize our below resources.

Open Enrollment

The period of times during which individuals who are eligible to enroll in a Qualified Health Plan can enroll in a plan in the Marketplace. Individuals may also qualify for Special Enrollment Periods outside of Open Enrollment if they experience certain events.

Below are links for additional information:

Resources